Travel Insurance Over 50

Fifty Plus? Not an issue!

We insure holidaymakers in their 50s, including those with pre-existing medical conditions.

  • 24-hour emergency medical support
  • Covid-19 cover included

Awards & Accreditations

Total Travel Protection is brought to you by Ancile Insurance Group Limited who have been specialising in travel insurance cover for medical conditions and older travellers since 2010.

Travel Insurance for over 50s

At Total Travel Protection, we know that age is just a number and not one that should limit your holiday options.

We are specialists in over 50s travel insurance: We’re devoted to making sure that all our customers can continue to take whatever sorts of holidays they like, safe in the knowledge that they have travel insurance cover in place.

Our over 50s travel insurance policies are age restriction-free – there are no upper age limits and pre-existing medical conditions shouldn’t be an issue either.

Travel insurance cover and benefits

  • Emergency medical & repatriation up to £10 million (Platinum Cover)
  • 24 hour emergency medical assistance
  • Cancellation cover up to £6,000 (Platinum Cover)
  • Cover for mobility aids and prescription medication
  • Personal property up to £3,000 (Platinum Cover)
  • Personal liability up to £2 million (Platinum Cover)
  • Legal expenses up to £25,000

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travel insurance cover and benefits - couple holding hands on the beach

Pre-existing medical conditions are covered

By the time you reach your 50s, you might not be quite as fit and healthy as in your twenties, but if your spirit of adventure is still as strong, you shouldn’t be held back by any conditions or illnesses that might be part of your life now.

If you’re over 50 and have existing medical conditions, travel insurance from Total Travel Protection means that you won’t have to miss out on the sort of travel you love. Our policies have no upper age limit, and existing medical conditions can be covered too.

Find out more about our cover for pre-existing medical conditions >>

Over 50s travel insurance protection

Your over 50s travel insurance policy with Total Travel Protection will be tailored precisely to provide the cover you need with regards to your specific holiday and your medical conditions.

We’re experts in providing travel insurance cover for unexpected emergency medical expenses that may occur during your travels, and you’ll have access to our emergency medical assistance team by phone, 24 hours a day, 7 days a week, wherever you are in the world.

If you use mobility aids or prescription medication, we can cover those too, as well as cancellations, personal possessions, legal expenses, personal liability and much more besides.

Buy online

Travel insurance cover is available instantly via our website, 24 hours a day, 365 days a year. View our full spectrum of travel insurance options for over 50s along with medical screening.

Over 50s cover by phone

If your travel insurance needs are more complex, or you just prefer to speak to someone in person, one of our professional, friendly team members will be delighted to answer your call.

You can call us on 0330 053 3747

We are open during the following times: 
Sales: Monday to Friday 9am - 7pm. Saturday and Sunday 9am - 5.30pm.Customer service: Monday to Friday 9am - 5pm.

Travel insurance by phone - friendly call agent
single trip travel insurance with cover for medical conditions and no age limits

Single trip insurance (over 50s)

As you might expect, our over 50 single-trip travel insurance is designed to cover one specific trip or holiday, from whenever you set off to the moment you get home.

Your single trip can last up to 94 days, and be to anywhere in the world, provided the Foreign, Commonwealth and Development Office is not advising against non-essential travel.

Single trip insurance

Medical travel insurance for cruise holidays

Cruise insurance (over 50s)

Cruise holidays are covered as standard on our over 50 travel insurance policies at Total Travel Protection. Whether you’re cruising on the sea or river, we can provide cover to suit.

Your cruising can last up to 94 days, simply let us know the countries you’ll be going to when you ask for a quotation.

Cruise insurance

Additional cover options

Additional cover including gadget, natural catastrophe and waiting list cover can be selected during the quote process.

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Natural catastrophe provides extra travel insurance cover for cancellation and unexpected additional expenses caused by catastrophic natural events such as hurricanes, fire, flood and volcanic eruptons. Read More

This optional cover extends your travel insurance to include cover for loss, theft and damage to your gadgets, such as phones, tablets and smartwatches whilst you are away on your holiday. Read More.

Our travel insurance policies provide cover for a number of sports and activities as standard, including trekking up to 2000 metres, sailing within 12 nautical miles of shore and glass bottomed boat trips. Additional cover for more adventurous activities can be added. Read More

Ideal for cruise, coach or rail holidays that start from an overseas location, our Missed Connection option extends your travel insurance to include cover for additional expenses if you miss a connecting flight, ferry, cruise ship, train, or motor vehicle as a result of a delay to your initial international outbound transport.

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Our terrorism cover extension provides additional travel insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40-mile radius of your pre-booked accommodation.

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This option extends the cancellation and curtailment section of your travel insurance to include unrecoverable holiday costs, such as transport, accommodation, and foreign car hire, if your pet dog or cat needs emergency life-saving treatment. Read More

Additional cancellation and curtailment cover if you are on a waiting list for treatment or investigation for a diagnosed condition.

Read More

Over 50s travel insurance FAQ

I am over 50 and looking to travel with my grandchildren, can you cover us all?

We certainly can! We specialise in cover for over 50s, but if you’re travelling as part of a group that includes younger holidaymakers, we’ll be glad to tailor a solution that covers your whole party.

I am over 50 and use a mobility scooter when I travel, will you still insure me?

Of course! Our policies will also cover your mobility aids for loss, theft or damage whilst you are away.

I am over 50 and planning to go hiking on holiday, will you still cover me?

Absolutely! As standard, the travel insurance policies we provide to over 50s include cover for many pursuits such as trekking and hiking to a height of up to 2000 metres.

We can also extend your cover to include hiking or trekking up to a height of 3000 metres if you’re feeling more adventurous.We don’t believe that your interests should be limited by your date of birth!

More information about cover for sports and activities >>

Please note: our extended cover for sports and activities is only available up to the age of 75.