Travel Insurance? No Problem
Single Trip and Annual travel insurance designed for those living with pre-existing medical conditions.
We are experts in tailoring travel insurance for those with existing medical conditions. We’re dedicated to making sure you can enjoy your holiday, regardless of your medical condition, with the financial protection that comes with having travel insurance arrangements in place.
Medical screening with a difference
To give holiday makers and travellers a choice and to help them get fairly priced travel insurance, we use a different system for medical screening to most other travel insurance providers. That’s why you won’t find us on price comparison sites.
You can still get a quotation in minutes and complete your medical screening online or by phone. Because we ask different questions and assess medical conditions differently from other providers, it could lead to a better price.
Common Conditions
The most common pre-existing medical conditions we cover are High blood pressure, Cholesterol, Type 2 diabetes, COPD, Osteoarthritis, Atrial fibrillation, Asthma, Hypertension, Chest infection and High cholesterol.
We can also quote if you are on a waiting list for treatment for a diagnosed condition.
To find out how much it will cost to get travel insurance to cover your next holiday, simply get a quote online or call our expert team on 0330 053 3747.
Travel insurance cover and benefits
- Emergency medical & repatriation up to £10 million (Platinum Cover)
- 24-hour emergency medical assistance
- Cancellation cover up to £6,000 (Platinum Cover)
- Cover for mobility aids and prescription medication
- Baggage up to £3,000 (Platinum Cover)
- Personal liability up to £2 million (Platinum Cover)
- Legal expenses up to £25,000
Buy medical travel insurance online
You can get instant medical travel insurance cover on our website, 24 hours a day, 365 days a year, including cover for your pre-existing medical conditions. Our full range of travel insurance products and medical screening are available online.
Medical travel insurance by phone
If your travel insurance requirements are more complicated due to your existing medical conditions, or you just simply prefer to talk to a real person, our expert team is just a phone call away.
You can call us on: 0330 053 3747
We are open during the following times:
Monday to Friday 9am - 7pm. Saturday, Sunday and Bank Holidays 9am - 5.30pm.
Our travel insurance with medical conditions prices are the same whether you buy online or by phone, so you can choose whichever suits you best.
Additional cover options
Additional cover including gadget, natural catastrophe and waiting list cover can be selected during the quote process.
Natural catastrophe provides extra travel insurance cover for cancellation and unexpected additional expenses caused by catastrophic natural events such as hurricanes, fire, flood and volcanic eruptons. Read More
This optional cover extends your travel insurance to include cover for loss, theft and damage to your gadgets, such as phones, tablets and smartwatches whilst you are away on your holiday. Read More.
Our travel insurance policies provide cover for a number of sports and activities as standard, including trekking up to 2000 metres, sailing within 12 nautical miles of shore and glass bottomed boat trips. Additional cover for more adventurous activities can be added. Read More
Ideal for cruise, coach or rail holidays that start from an overseas location, our Missed Connection option extends your travel insurance to include cover for additional expenses if you miss a connecting flight, ferry, cruise ship, train, or motor vehicle as a result of a delay to your initial international outbound transport.
Our terrorism cover extension provides additional travel insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40-mile radius of your pre-booked accommodation.
Additional cancellation and curtailment cover if you are on a waiting list for treatment or investigation for a diagnosed condition.
Affordable travel and holiday insurance quotes tailored to your needs.
Whether you are planning a weekend break, a family holiday, or an extended trip abroad, Total Travel Protection offers a range of flexible policies to suit your needs. Our cover options are designed to provide financial protection before and during your travels, with comprehensive protection and reliable support.
Awards & Accreditations
Total Travel Protection is brought to you by Ancile Insurance Group Limited who have been specialising in travel insurance cover for medical conditions and older travellers since 2010.
Why do I need travel insurance?
Travel insurance is an important part of preparing for any trip abroad. It offers financial protection and practical support in case something unexpected occurs. Without insurance, travellers may find themselves facing high costs and limited assistance in the event of a problem.
Some of the key reasons to consider travel insurance include:
- Trip cancellation cover: Reimbursement for non-refundable expenses if you are unable to travel due to an insured reason e.g. Illness or redundancy.
- Medical emergencies abroad: Financial protection for emergency medical treatment, hospital stays, and repatriation.
- Lost or stolen luggage: Compensation for lost, stolen or delayed baggage and personal belongings.
- 24/7 global support: Access to a support team at any time, wherever you are in the world.
- Financial protection: Travel with confidence.
It is especially important to consider travel insurance if you are travelling with a medical condition or if you are an older traveller. You must declare all pre-existing medical conditions for your travel insurance cover to be valid.
What does travel insurance cover?
Total Travel Protection offers several levels of travel insurance to match different needs and budgets. Our cover options include Silver, Gold and Platinum plans, each offering varying levels of protection. The following are typically included in our travel insurance policies:
- Emergency medical treatment and repatriation
- Trip cancellation or curtailment (not included with Silver cover)
- Lost, stolen or delayed belongings
- Personal liability
- Travel delay compensation
Swipe the table left/right to compare cover levels
|
Silver
|
Gold
|
Platinum
| |
|---|---|---|---|
|
Emergency medical and repatriation expenses
(not private medical insurance) | £5 million | £7.5 million | £10 million |
| Cancellation and curtailment | £3,000 | £6,000 | |
|
Personal possessions
(not gadgets) | £2,000 | £3,000 | |
| Missed departure | £500 | £1,000 | |
| Loss of medication | £300 | £300 | £300 |
| Mobility aids | £2,500 | £2,500 | £2,500 |
| Personal liability | £2 million | £2 million | |
| Legal expenses | £25,000 | £25,000 | |
|
Excess
(the amount you will have to pay towards the cost of a claim) | £100 | £75 |
Swipe the table left/right to compare cover levels
What is not covered by travel insurance?
While travel insurance offers broad protection, there are some situations that may not be covered. These include:
- Undeclared existing medical conditions: It is essential to declare all relevant health conditions when purchasing your policy.
- Voluntarily cancelling your trip: Choosing not to travel, for personal reasons other than those covered by the policy.
Obtaining a quote through our website is quick and straightforward. Simply enter your trip details and any medical conditions, and we will provide a selection of policies tailored to your requirements.
Travel Insurance for different types of trips
We offer travel insurance to suit a wide variety of trips. Whether you are going on a cruise, a short break, or travelling with medical conditions, we have a policy that can meet your needs. Learn more about our cover types here:
Travel Insurance FAQs
What is travel insurance?
Travel insurance is a policy designed to protect you financially and medically in the event of unexpected incidents while travelling.
Is travel insurance mandatory?
It is not legally required in all countries, but it is strongly recommended. Some destinations and travel providers may require proof of insurance.
When should I buy travel insurance?
You should purchase travel insurance as soon as you book your trip. This ensures you are covered for cancellations and other issues that may arise before departure.
How long can I get travel insurance for?
We offer cover for single trips lasting up to 94 days, as well as annual multi-trip policies for those who travel frequently.
What types of travel insurance are available?
Our options include single trip, annual multi-trip, cruise cover, medical cover, and more.
What optional extras are available?
Extras include cover for winter sports, travel disruption and gadgets.
How much does travel insurance cost?
The cost depends on factors such as destination, length of stay, your age, and any medical conditions.
What happens if I choose to cancel my holiday?
If cancellation is due to a reason covered by your policy (such as illness or bereavement), you may be able to claim for any non-refundable costs. Travel insurance will not provide cover if you simply decide you don't want to travel anymore.
How do I claim on my insurance while I’m away?
Call our 24-hour emergency assistance team for guidance and support [claims number]. Full instructions are included in your policy documents.
Does travel insurance cover flight delays?
Yes, most of our policies include compensation for significant delays, depending on the duration and cause.
Does travel insurance cover lost luggage?
Yes, our policies include cover for lost, stolen or delayed baggage.
How do I get a travel insurance quote?
You can get a quoteonline or over the phone 0330 053 3747.