Travel Insurance for seniors

Senior Citizen? Not a problem

We specialise in providing travel insurance for seniors and travel insurance for pensioners. Our policies have no upper age limit and can cover existing medical conditions of all types.

  • 24-hour emergency medical support
  • Covid-19 cover included

Awards & Accreditations

Total Travel Protection is brought to you by Ancile Insurance Group Limited who have been specialising in travel insurance cover for medical conditions and older travellers since 2010.

Travel insurance for seniors

Just because you’re old enough to claim your pension or a senior citizen’s bus pass, doesn’t mean that you should stop going on holiday. You’ve got the time to travel so why not make the most of it and see the world.

At total Travel Protection we specialise in providing travel insurance with no upper age limit, so that you can enjoy a holiday with the peace of mind that you have travel insurance in place.

Our senior travel insurance is available regardless of your age and can cover you to travel anywhere in the world, so long as the Foreign, Commonwealth and Development Office isn’t advising against non-essential travel.

Travel insurance cover and benefits

  • Emergency medical & repatriation up to £10 million (Platinum Cover)
  • 24 hour emergency medical assistance
  • Cancellation cover up to £6,000 (Platinum Cover)
  • Cover for mobility aids and prescription medication
  • Personal property up to £3,000 (Platinum Cover)
  • Personal liability up to £2 million (Platinum Cover)
  • Legal expenses up to £25,000

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travel insurance cover and benefits - couple holding hands on the beach

Cover for pre-existing medical conditions

You don’t need us to tell you that as you get older your body just doesn’t work the way it used to, and the chances are you have one or two medical conditions.

Don’t worry, our travel insurance for seniors can cover pre-existing medical conditions of all types, you just need to declare them when you buy your policy.

Find out more about our cover for pre-existing medical conditions >>

Senior travel insurance protection

All of our travel insurance for seniors and pensioners will be tailored to cover you and your holiday. We can also cover your travel companions on the same policy, regardless of their age.

You will have cover for emergency medical expenses and repatriation (getting you home) up to £10 million per person, as well as access to our emergency medical assistance team. They are available by phone 24 hours a day, 365 days a year to help you get the treatment you need if you fall ill or have an accident abroad.

Buy online

Instant travel insurance cover is available through our website, 24 hours a day, 365 days a year. Our complete range of travel insurance for seniors, including full medical screening, is available online, so you can get a quote and instant cover whenever works for you – we know that you are busy.

Seniors cover by phone

For those of you that prefer to talk, either because your requirements are more complicated or you would like someone to explain the cover to you, our call centre team are ready and waiting to take your call.

Our friendly team are based in Essex and are fully trained on all aspects of our travel insurance cover.

You can call us on 0330 053 3747

We are open Sales:Monday to Friday 9am - 7pm.Saturday and Sunday 9am - 5.30pm.Customer service:Monday to Friday 9am - 5pm..

Travel insurance by phone - friendly call agent
single trip travel insurance with cover for medical conditions and no age limits

Single trip insurance for seniors

Our single trip polices for seniors can cover an individual holiday or trip abroad up to a maximum of 94 days in duration.

We can cover any destination in the world, so long as the Foreign, Commonwealth and Development Office is not advising against non-essential travel.

Single trip insurance

Medical travel insurance for cruise holidays

Cruise insurance for seniors

Senior travel insurance from Total Travel Protection covers cruise holidays as standard, up to a maximum duration of 94 days.

There is no need to tell us that you are going on a cruise, but it is important to declare all of the countries that you will be visiting.

Cruise insurance

Additional cover options

Additional cover including gadget, natural catastrophe and waiting list cover can be selected during the quote process.

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Natural catastrophe provides extra travel insurance cover for cancellation and unexpected additional expenses caused by catastrophic natural events such as hurricanes, fire, flood and volcanic eruptons. Read More

This optional cover extends your travel insurance to include cover for loss, theft and damage to your gadgets, such as phones, tablets and smartwatches whilst you are away on your holiday. Read More.

Our travel insurance policies provide cover for a number of sports and activities as standard, including trekking up to 2000 metres, sailing within 12 nautical miles of shore and glass bottomed boat trips. Additional cover for more adventurous activities can be added. Read More

Ideal for cruise, coach or rail holidays that start from an overseas location, our Missed Connection option extends your travel insurance to include cover for additional expenses if you miss a connecting flight, ferry, cruise ship, train, or motor vehicle as a result of a delay to your initial international outbound transport.

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Our terrorism cover extension provides additional travel insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40-mile radius of your pre-booked accommodation.

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This option extends the cancellation and curtailment section of your travel insurance to include unrecoverable holiday costs, such as transport, accommodation, and foreign car hire, if your pet dog or cat needs emergency life-saving treatment. Read More

Additional cancellation and curtailment cover if you are on a waiting list for treatment or investigation for a diagnosed condition.

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Senior travel insurance - Frequently asked questions

I am a senior citizen, but I am travelling with my children and grandchildren, can you cover all of us?

Yes we can. Although we specialise in travel insurance for seniors, we can cover people of all ages, and we recommend that you cover your whole party on the same policy. This ensures you are all covered if you need to cancel the holiday due to another travellers existing medical conditions.

I am a senior citizen and plan to do some hiking on holiday, can you cover me?

Our travel insurance for seniors include cover for a number of activities as standard, including hiking or trekking up to height of 2000 metres.

Cover can also be extended to include hiking or trekking up to a height of 3000 metres.

More information about cover for sports and activities >>

Please note: our extended cover for sports and activities is only available up to the age of 75.