Annual multi-trip travel insurance
Annual multi-trip travel insurance with cover for pre-existing medical conditions and no upper age limit.
- Cover for pre-existing medical conditions
- No upper age limits
- Covid-19 cover included
- Unlimited trips of up to 31 days
Awards & Accreditations
Total Travel Protection is brought to you by Ancile Insurance Group Limited who have been specialising in travel insurance cover for medical conditions and older travellers since 2010.
Medical Conditions? No problem
Annual travel insurance for pre-existing medical conditions
Pre-existing medical conditions are not a problem when you get annual multi-trip travel insurance from Total Travel Protection.
Our annual multi-trip policies provide cover for pre-existing medical conditions of all types.
The most common pre-existing medical conditions we cover are High blood pressure, Cholesterol, Type 2 diabetes, COPD, Osteoarthritis, Atrial fibrillation, Asthma, Hypertension, Chest infection and High cholesterol.
We can also quote if you are on a waiting list for treatment for a diagnosed condition.
To find out how much it will cost to get annual multi-trip travel insurance to cover your next holiday, simply get a quote online or call our expert team on 0330 053 3747.
Over 60? No problem
Annual multi-trip travel insurance with no upper age limit
Your age is not a problem when you get annual travel insurance from Total Travel Protection: Our policies have no upper age limit!
We can also cover your travelling companions on the same policy, no matter what their age.
Travel insurance cover and benefits
- Emergency medical & repatriation up to £10 million (Platinum Cover)
- 24-hour emergency medical assistance
- Cancellation cover up to £6,000 (Platinum Cover)
- Cover for mobility aids and prescription medication
- Baggage up to £3,000 (Platinum Cover)
- Personal liability up to £2 million (Platinum Cover)
- Legal expenses up to £25,000
Annual multi-trip insurance online or by phone
Our full range of single and annual multi-trip travel insurance products and medical screening are available online, 24 hours a day, 365 days a year.
Alternatively, if you prefer to speak to someone about your requirements our expert team are just a phone call away.
You can call us on 0330 053 3747
We are open during the following times:
Monday to Friday 9am - 7pm. Saturday, Sunday and Bank Holidays 9am - 5.30pm.
Our single and annual multi-trip travel insurance prices are the same whether you buy online or by phone, so you can choose whichever suits you best.
Additional cover options
Additional cover including gadget, natural catastrophe and waiting list cover can be selected during the quote process.
Natural catastrophe provides extra travel insurance cover for cancellation and unexpected additional expenses caused by catastrophic natural events such as hurricanes, fire, flood and volcanic eruptons. Read More
This optional cover extends your travel insurance to include cover for loss, theft and damage to your gadgets, such as phones, tablets and smartwatches whilst you are away on your holiday. Read More.
Our travel insurance policies provide cover for a number of sports and activities as standard, including trekking up to 2000 metres, sailing within 12 nautical miles of shore and glass bottomed boat trips. Additional cover for more adventurous activities can be added. Read More
Ideal for cruise, coach or rail holidays that start from an overseas location, our Missed Connection option extends your travel insurance to include cover for additional expenses if you miss a connecting flight, ferry, cruise ship, train, or motor vehicle as a result of a delay to your initial international outbound transport.
Our terrorism cover extension provides additional travel insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40-mile radius of your pre-booked accommodation.
Additional cancellation and curtailment cover if you are on a waiting list for treatment or investigation for a diagnosed condition.
Annual multi-trip travel insurance FAQ
What is an Annual Multi-Trip (AMT) travel insurance policy?
An AMT travel insurance policy provides coverage for multiple trips taken within a 12-month period. It's ideal for frequent travellers, as it eliminates the need to purchase separate insurance for each trip. Each trip is subject to a maximum duration limit (31 days).
How many trips can I take under an AMT policy?
There is no limit to the number of trips you can take within the policy period. However, each trip must not exceed the maximum duration specified in your policy, which is 31 days.
What information do I need to get an annual multi-trip insurance quotation?
To get annual multi-trip travel insurance to cover your holiday you will need to tell us;
- The regions you would like the cover to apply to
- Details of those to be insured on the policy, including their dates of birth.
- Details of any pre-existing medical conditions for each traveller
Is there a limit on the length of trip you can cover?
The maximum duration on our annual multi-trip travel insurance is 31 days.
Can you provide cover to travel against Foreign, Commonwealth and Development Office advice?
No, our annual multi trip travel insurance is designed to cover holidays and leisure trips, not high-risk destinations.
Are winter sports or adventure activities covered?
Coverage for activities like winter sports is not included in our standard AMT policies but can be added for an additional premium.
Will my additional extras (like winter sports) be automatically added when my policy renews?
Yes, your additional extras will automatically carry over when your policy renews. However, you can add or remove these extras at any time to suit your needs.
Is there an age limit for AMT policies?
No, our policies offer Annual travel insurance with no age limits
Can family members be included in my AMT policy?
Yes, your family can be included in your AMT policy.
What is auto-renewal, and how does it work?
It means your policy will automatically renew each year without you having to do anything, ensuring uninterrupted travel cover for unlimited trips of up to 31 days each.
This saves you time and prevents gaps in your cover. It is important to keep your details up to date. This can be done by phoning us to update your details, we will adjust your policy and provide a new premium for your approval, quick and hassle-free.
You will be reminded of your auto-renewal 30 days before your renewal - Plus, you can opt out of auto-renewal at any time with just one click in your customer account or by phoning us.
How will payment work for my auto-renewal
With automatic renewal, your policy would automatically renew the following year using your saved payment details. A new quote will be sent to you 30 days before renewal and your policy document will be available after the successful renewal.
How do I opt out of auto-renewal?
To opt out of auto-renewal, contact us on 0330 053 3747, or alternatively, you can opt out of the auto renewal via your customer account.
What happens if my health status changes during the policy period?
If you experience any changes in your health during the policy period, it's crucial to inform us as soon as possible by phoning 0330 053 3747. You can also update your detail in your customer account. Failing to declare new medical conditions could affect your coverage, especially for claims related to those conditions.
Updating Personal, Medical, and Travel Details AMT policies
To ensure your AMT policy remains valid and provides comprehensive coverage, it is essential to keep your personal, medical, and travel details up to date. This can be done by logging onto your customer portal or by contacting our friendly customer care agents on 0330 053 3747
Why is Updating Important?
Keeping your information current ensures your policy accurately reflects your circumstances and prevents any potential issues with claims processing. This proactive approach guarantees peace of mind throughout your travels.
If you need further assistance, feel free to reach out to our support team on 0330 053 3747.
How do I submit a claim?
Emergency medical assistance
In the event of a medical emergency abroad please call:
+44 (0)2920 474133
Making a claim
For full details on how to make a claim please visit:
If you wish to speak to a claims handler by phone, please call +44 (0)2920 474138
Travel insurance for over 60s with no upper age limit!