Arthritis travel insurance

Arthritis? No Problem

Travel insurance with cover for pre-existing medical conditions, including all types of arthritis.

  • 24-hour emergency medical support
  • No upper age limits
  • Covid-19 cover included

Awards & Accreditations

Total Travel Protection is brought to you by Ancile Insurance Group Limited who have been specialising in travel insurance cover for medical conditions and older travellers since 2010.

Travel insurance to cover arthritis

Living with various types of arthritis is a fact of life for many people of all ages.

At Total Travel Protection, we firmly believe that everyone should be able to get travel insurance to travel abroad, no matter what their medical history, that’s why our policies can cover arthritis of all types, including osteoarthritis, rheumatoid arthritis, psoriatic arthritis, inflammatory arthritis, septic arthritis, and juvenile arthritis.

To find out how much it will cost to get travel insurance cover for your arthritis, simply get a quote.

Travel insurance cover and benefits

  • Emergency medical & repatriation up to £10 million (Platinum Cover)
  • 24 hour emergency medical assistance
  • Cancellation cover up to £6,000 (Platinum Cover)
  • Cover for mobility aids and prescription medication
  • Personal property up to £3,000 (Platinum Cover)
  • Personal liability up to £2 million (Platinum Cover)
  • Legal expenses up to £25,000

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travel insurance cover and benefits - couple holding hands on the beach

Travel insurance protection for arthritis

Travel insurance from Total Travel Protection provides travel insurance protection for you and your holiday. Pre-existing medical conditions, including arthritis can be fully covered once you have declared them to us.

Our policies include cover for emergency medical expenses and repatriation (getting you home) up to £10 million per person whilst you are abroad, as well as access to our 24-hour emergency medical assistance team by phone, from wherever you are in the world.

Cover is also available for mobility aids, prescription medication, cancellation, personal possessions, legal expenses, personal liability and much more.

Cover for mobility aids and prescription medication

Don’t worry if you need to use mobility aids, such as wheelchairs, mobility scooters, walking sticks and frames to help you get around because of your arthritis, we can cover those to.

Policies include cover for loss, theft and damage to your own mobility aids up to £2,500.

Remember to declare your arthritis and whether you use mobility aids.

Having arthritis may mean you need to carry prescription medication with you on holiday, which could be expensive to replace if it is lost or stolen. Not a problem, our travel insurance policies cover loss of medication up to £300 per person.

Arthritis travel insurance - Buy online

You can buy our travel insurance cover for arthritis online, 24 hours a day, 365 days a year on our website. Our full range of travel insurance products and medical screening are available online, so you declare your arthritis and get a quote at a time that works for you.

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Arthritis travel cover by phone

Our team of travel insurance experts are available by phone if you would like to talk to someone about your requirements.

They are fully trained, patient, and helpful, and are ready and waiting to assist you through the medical screening process and answer any questions you may have.

You can call us on 0330 053 3747

We are open Sales:Monday to Friday 9am - 7pm.Saturday and Sunday 9am - 5.30pm.Customer service:Monday to Friday 9am - 5pm..

Our arthritis travel insurance prices are the same whether you buy online or by phone, so you can choose whichever suits you best.

Travel insurance by phone - friendly call agent
single trip travel insurance with cover for medical conditions and no age limits

Single trip insurance

As the name suggests, our single trip travel insurance is designed to cover you, including your arthritis for one specific trip, starting and finishing in the UK.

We can cover holidays up to 94 days in duration to any destination in the world (providing the Foreign, Commonwealth and Development Office is not advising against non-essential travel).

Single trip insurance

Medical travel insurance for cruise holidays

Cruise insurance

Ocean and river cruises are covered as standard on all travel insurance policies from Total Travel Protection, and you don’t need to tell us that you are going on a cruise.

It is particularly important to declare your arthritis and any other existing medical conditions when you buy travel insurance for a cruise holiday, as emergency medical treatment onboard ship, or airlifting to hospital, would work out very expensive if you are not fully covered.

We can cover individual cruise holidays up to 94 days in duration; remember to list all the countries you will be visiting when you buy a policy.

Cruise insurance

Additional cover options

Additional cover including gadget, natural catastrophe and waiting list cover can be selected during the quote process.

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Natural catastrophe provides extra travel insurance cover for cancellation and unexpected additional expenses caused by catastrophic natural events such as hurricanes, fire, flood and volcanic eruptons. Read More

This optional cover extends your travel insurance to include cover for loss, theft and damage to your gadgets, such as phones, tablets and smartwatches whilst you are away on your holiday. Read More.

Our travel insurance policies provide cover for a number of sports and activities as standard, including trekking up to 2000 metres, sailing within 12 nautical miles of shore and glass bottomed boat trips. Additional cover for more adventurous activities can be added. Read More

Ideal for cruise, coach or rail holidays that start from an overseas location, our Missed Connection option extends your travel insurance to include cover for additional expenses if you miss a connecting flight, ferry, cruise ship, train, or motor vehicle as a result of a delay to your initial international outbound transport.

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Our terrorism cover extension provides additional travel insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40-mile radius of your pre-booked accommodation.

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This option extends the cancellation and curtailment section of your travel insurance to include unrecoverable holiday costs, such as transport, accommodation, and foreign car hire, if your pet dog or cat needs emergency life-saving treatment. Read More

Additional cancellation and curtailment cover if you are on a waiting list for treatment or investigation for a diagnosed condition.

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Arthritis Travel Insurance FAQ

What types of arthritis can you cover?

We can cover all types of arthritis up to a high level of severity, including osteoarthritis, rheumatoid arthritis, psoriatic arthritis, inflammatory arthritis, septic arthritis, and juvenile arthritis.

Why do I need to declare my arthritis when I buy travel insurance?

It is important to declare arthritis and any other medical conditions you may have when you buy travel insurance so that you will have appropriate cover for emergency medical treatment abroad if you need it, as well as cancellation if you become unwell before your holiday.

If you become ill due to a pre-existing medical condition, such as arthritis, that you had not declared on your policy, you would not be covered by your travel insurance and your claim could be declined or only partially paid.

How do I declare my arthritis?

When you get a travel insurance quotation, whether online or by phone, you will be given the opportunity to declare all your pre-existing medical conditions, including arthritis.

You will need to tell us what type of arthritis you have and then answer a short series of multiple-choice questions, such as whether you have had any joints replaced or resurfaced and whether you need to use mobility aids.

It will only take a few minutes and can be done online or by phone.

Do I have to declare all my pre-existing medical conditions?

Yes, it is important that if you have other medical conditions, in addition to your arthritis, that you declare all them when you buy travel insurance.

We need to get a full picture of your medical history to give you an accurate quotation and provide travel insurance cover for your holiday.

If you declare some medical conditions and not others, you could find you are not fully covered by your medical travel insurance if you need to make a claim for emergency medical expenses or cancellation. For instance, if your claim was related to a pre-existing medical condition which you had not declared on your policy, your claim could be declined or not paid in full.