Natural Catastrophe Cover

Travel insurance cover for disruption caused by hurricanes, fire, flood & volcanic eruptions Natural catastrophe cover from Total Travel Protection. An optional extra which can be added to any policy.

Travel insurance cover for disruption caused by hurricanes, fire, flood & volcanic eruptions

Natural catastrophe cover from Total Travel Protection is an optional extra which can be added to any of our travel insurance policies.

It provides extra travel insurance cover for cancellation and unexpected additional expenses caused by a catastrophic natural event, which is unknown and unforeseen at the time you purchased your travel insurance or booked your holiday, whichever is the latter.

The following natural events are covered:

  • fire
  • flood
  • earthquake
  • storm
  • lightening
  • explosion
  • hurricane
  • volcanic eruption

Natural catastrophe cover is available to add to any of your Silver, Gold or Platinum policies and includes the following cover:

Cover for cancellation up to £1,500 per person

Provides cover for any part of your outward, onward, return journey or whole trip which is cancelled due to a natural catastrophe.

Additional expenses to enable you to return home up to £150 per day (£1,500 in total) per person

Provides cover for reasonable additional accommodation (room only) costs and transport expenses, up to the standard of your original booking, to enable you to return home if the public transport you are booked on is cancelled or delayed due to a natural catastrophe and an alternative is not provided within 24 hours, or in the case of connecting transport, not provided within a time frame that allows you to continue with your original itinerary

Please note: Cover does not apply if your holiday forms part of a tour operator's package. In this instance it is the responsibility of your tour operator to look after you and get you home.

Terms and conditions apply: The full terms and conditions of this cover are available to view when you are choosing which options to add to your policy. They will also be sent to you when you purchase cover.

Natural catastrophe cover can be added to our Gold and Platinum policies