Diabetes travel insurance

Diabetes doesn’t have to exclude you from the enjoyment of travelling

Travel insurance with cover for pre-existing medical conditions including type 1 diabetes, type 2 diabetes, diabetes mellitus and diabetes during pregnancy.

  • 24-hour emergency medical support
  • No upper age limits

Awards & Accreditations

Total Travel Protection is brought to you by Ancile Insurance Group Limited who have been specialising in travel insurance cover for medical conditions and older travellers since 2010.

Travel insurance for diabetics

Living with various forms of diabetes is a simple fact of life for many of us. Regardless of age, diabetes can affect anybody.

At Total Travel Protection, we are committed to the belief that everybody should be able to arrange travel insurance to enjoy a trip abroad, regardless of their medical history. This is why our specialist policies can cover all types of diabetes. We offer travel insurance for type 1 diabetes, type 2 diabetes, gestational diabetes and diabetes mellitus.

Do you have diabetes? Would you like to know how much it will cost to get an insurance quote for travel insurance?

Travel insurance cover and benefits

  • Emergency medical & repatriation up to £10 million (Platinum Cover)
  • 24 hour emergency medical assistance
  • Cancellation cover up to £6,000 (Platinum Cover)
  • Cover for mobility aids and prescription medication
  • Personal property up to £3,000 (Platinum Cover)
  • Personal liability up to £2 million (Platinum Cover)
  • Legal expenses up to £25,000

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travel insurance cover and benefits - couple holding hands on the beach

Travel insurance protection for diabetes patients

With diabetes travel insurance from Total Travel Protection, you can enjoy complete peace of mind for your entire holiday. Once declared to us, pre-existing conditions such as diabetes can be fully covered by our policies.

As part of your travel insurance package, you’ll receive cover for medical emergency expenses and repatriation (getting you home safely) - up to £10 million while you are abroad. In addition to this, you’ll also gain access to our 24-hour emergency medical assistance team via the phone, regardless of where you are in the world.

Insurance cover is also available for things like prescription medication, mobility aids, legal expenses, personal liability, cancellations, personal possessions and more.

Insurance cover for prescription medication and mobility aids

If diabetes affects your mobility and you require the use of a mobility aid, like a wheelchair, mobility scooter, walking frame or walking stick, Total Travel Protection can cover these too. Our policies include cover for damage, loss or theft of mobility aids up to £2,500. Please remember to declare whether you use a mobility aid if asked to do so when arranging your diabetes travel insurance.

We also understand that having diabetes means that you may need to carry prescription medication like insulin upon your person while on holiday, and this can be expensive to replace if it is misplaced or stolen. However, you won’t need to worry, as our diabetes travel insurance policies cover loss of medication for up to £300.

Buy online

You can purchase holiday insurance for diabetics from Total Travel Protection online 24/7. We have a full range of diabetes travel insurance products (including travel insurance diabetes type 2), and we can also offer online medical screening. This allows you to declare your diabetes type and get a quotation at a convenient time for you.

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Diabetes cover by phone

Our diabetes travel insurance experts can be reached by phone if you feel like you would prefer to talk to someone about your individual requirements.

Our fully trained, helpful and experienced team are waiting to assist you through our medical screening process, and we’re here to answer any queries you might have about travel insurance.

You can call us on 0330 053 3747

We are open Sales:Monday to Friday 9am - 7pm.Saturday and Sunday 9am - 5.30pm.Customer service:Monday to Friday 9am - 5pm..

Regardless of whether you purchase diabetes travel insurance online or over the phone, our prices remain the exact same. This allows you to choose an option which is most convenient for you.

Travel insurance by phone - friendly call agent
single trip travel insurance with cover for medical conditions and no age limits

Single trip insurance

Planning a single trip? Our aptly named single trip insurance is designed to cover persons with diabetes for a specific single trip. We can cover holidays of up to 94 days to any destination in the world (subject to the Foreign, Commonwealth and Development Office not advising against non-essential travel). Please note: Your trip must start and finish in the UK.

Single trip insurance

Medical travel insurance for cruise holidays

Cruise insurance

Total Travel Protection covers river cruises and ocean cruises as standard on all travel insurance policies - you won’t even need to tell us that your holiday involves a cruise.

When purchasing travel insurance for a cruise, it is crucial that you declare your diabetes (along with any other existing medical conditions). There's a good reason for this: if you require emergency medical treatment onboard a cruise ship or airlifting to the nearest hospital, the cost of treatment could get incredibly expensive if you are not fully covered with diabetes travel insurance.

We can cover cruise holidays for up to 94 days in total - please remember to list all countries you will be visiting when purchasing an insurance policy

Cruise insurance

Additional cover options

Additional cover including gadget, natural catastrophe and waiting list cover can be selected during the quote process.

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Natural catastrophe provides extra travel insurance cover for cancellation and unexpected additional expenses caused by catastrophic natural events such as hurricanes, fire, flood and volcanic eruptons. Read More

This optional cover extends your travel insurance to include cover for loss, theft and damage to your gadgets, such as phones, tablets and smartwatches whilst you are away on your holiday. Read More.

Our travel insurance policies provide cover for a number of sports and activities as standard, including trekking up to 2000 metres, sailing within 12 nautical miles of shore and glass bottomed boat trips. Additional cover for more adventurous activities can be added. Read More

Ideal for cruise, coach or rail holidays that start from an overseas location, our Missed Connection option extends your travel insurance to include cover for additional expenses if you miss a connecting flight, ferry, cruise ship, train, or motor vehicle as a result of a delay to your initial international outbound transport.

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Our terrorism cover extension provides additional travel insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40-mile radius of your pre-booked accommodation.

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This option extends the cancellation and curtailment section of your travel insurance to include unrecoverable holiday costs, such as transport, accommodation, and foreign car hire, if your pet dog or cat needs emergency life-saving treatment. Read More

Additional cancellation and curtailment cover if you are on a waiting list for treatment or investigation for a diagnosed condition.

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Diabetes travel insurance FAQ

What types of diabetes are covered?

Total Travel Protection covers all types of diabetes, including type 1 diabetes, type 2 diabetes, diabetes in pregnancy and diabetes mellitus.

How do you work out how much my medical travel insurance policy costs?

There are four elements which determine how much a medical travel insurance policy will cost. These are: your age, your travel destination, how long you are travelling for and the details of your pre-existing medical conditions. Each of these elements contributes to the potential that you will need to make a claim and influences how much the claim is likely to cost.

Why do I have to declare my diabetes when I purchase travel insurance?

It is crucial to declare any existing medical conditions, including diabetes, when you buy travel insurance. This ensures you will have the appropriate cover should you require emergency medical treatment during your holiday. It also ensures you will be covered for cancellation should you become ill prior to your holiday.

If, during your holiday, you become unwell with a pre-existing condition, such as diabetes, which you have not declared when purchasing your policy, your travel insurance will not cover you for treatment. You could find that your claim is declined, or that you are only partially paid.

How do I declare my diabetes?

When you apply for travel insurance, whether on the phone or online, you will be provided with an opportunity to declare all pre-existing medical conditions, including diabetes. You will be required to tell us what type of diabetes you have, and then you will have to answer a series of multiple-choice questions pertaining to your condition (such as whether you use mobility aids or take medication like insulin).