
Expert Profile: Tracey Culwick
Tracey Culwick
Compliance Support Officer
With almost 30 years in the travel industry, including 16 years in travel insurance and 6 years dedicated to compliance, Tracey is the go-to expert for making sense of complex rules and regulations.
Her expertise helps ensure that the highest standards are maintained across every aspect of our business. As part of Total Travel Protection's Compliance team, Tracey helps ensure that our business activities meet all relevant legal, regulatory, and internal requirements. She provides guidance on compliance matters and supports our commitment to operating responsibly, ethically, and transparently

Discover Tracey's featured articles
A simple guide to the travel insurance claims process
Making a travel insurance claim can feel overwhelming, particularly if you’ve never done it before. The good news is that the process can be straightforward.
Travelling with COPD: Safe Travel Guide
Planning a trip with COPD? Learn how cabin pressure affects oxygen levels, how to pass a 'Fit to Fly' test, and tips for flying with oxygen concentrators.
Travel Insurance Explained: The Jargon-Busting Guide for UK Travellers
This guide breaks down travel insurance into plain English. We’ll explain the key terms you need to know and show you exactly how to declare pre-existing medical conditions with confidence.