Single trip travel insurance
Single tip travel insurance with cover for pre-existing medical conditions and no upper age limit.
- Cover for pre-existing medical conditions
- No upper age limits
- Covid-19 cover included
- For single trips up to 94 days
Awards & Accreditations
Total Travel Protection is brought to you by Ancile Insurance Group Limited who have been specialising in travel insurance cover for medical conditions and older travellers since 2010.
Medical Conditions? No problem! Our single-trip travel insurance will cover you
Pre-existing medical conditions are not a problem when you get single trip travel insurance from Total Travel Protection.
Our single trip insurance policies provide cover for pre-existing medical conditions of all types.
We can cover anything from mild asthma and broken bones to COPD, arthritis, diabetes, cancer, and heart conditions, including if you are on a waiting list for treatment and also a terminal prognosis, so long as it is longer than 6 months from the return date of your trip.
To find out how much it will cost to get single travel insurance to cover your next holiday, simply get a quote online or call our expert team on 0330 053 3747.
Our single trip travel insurance has no upper age limit!
Your age is not a problem when you get single trip travel insurance from Total Travel Protection: Our policies have no upper age limit!
We can also cover your travelling companions on the same policy, no matter what their age.
Travel insurance cover and benefits
- Emergency medical & repatriation up to £10 million (Platinum Cover)
- 24-hour emergency medical assistance
- Cancellation cover up to £6,000 (Platinum Cover)
- Cover for mobility aids and prescription medication
- Baggage up to £3,000 (Platinum Cover)
- Personal liability up to £2 million (Platinum Cover)
- Legal expenses up to £25,000
Single trip insurance online or by phone
Our full range of single trip travel insurance products and medical screening are available online, 24 hours a day, 365 days a year.
Alternatively, if you prefer to speak to someone about your requirements our expert team are just a phone call away.
You can call us on 0330 053 3747
We are open during the following times:
Monday to Friday 9am - 7pm. Saturday, Sunday and Bank Holidays 9am - 5.30pm.
Our single trip travel insurance prices are the same whether you buy online or by phone, so you can choose whichever suits you best.
What does travel insurance cover?
Total Travel Protection offers several levels of travel insurance to match different needs and budgets. Our cover options include Silver, Gold and Platinum plans, each offering varying levels of protection.
Swipe the table left/right to compare cover levels
|
Silver
|
Gold
|
Platinum
| |
|---|---|---|---|
|
Emergency medical and repatriation expenses
(not private medical insurance) | £5 million | £7.5 million | £10 million |
| Cancellation and curtailment | £3,000 | £6,000 | |
|
Personal possessions
(not gadgets) | £2,000 | £3,000 | |
| Missed departure | £500 | £1,000 | |
| Loss of medication | £300 | £300 | £300 |
| Mobility aids | £2,500 | £2,500 | £2,500 |
| Personal liability | £2 million | £2 million | |
| Legal expenses | £25,000 | £25,000 | |
|
Excess
(the amount you will have to pay towards the cost of a claim) | £100 | £75 |
Swipe the table left/right to compare cover levels
Additional cover options
Additional cover including gadget, natural catastrophe and waiting list cover can be selected during the quote process.
Natural catastrophe provides extra travel insurance cover for cancellation and unexpected additional expenses caused by catastrophic natural events such as hurricanes, fire, flood and volcanic eruptons. Read More
This optional cover extends your travel insurance to include cover for loss, theft and damage to your gadgets, such as phones, tablets and smartwatches whilst you are away on your holiday. Read More.
Our travel insurance policies provide cover for a number of sports and activities as standard, including trekking up to 2000 metres, sailing within 12 nautical miles of shore and glass bottomed boat trips. Additional cover for more adventurous activities can be added. Read More
Ideal for cruise, coach or rail holidays that start from an overseas location, our Missed Connection option extends your travel insurance to include cover for additional expenses if you miss a connecting flight, ferry, cruise ship, train, or motor vehicle as a result of a delay to your initial international outbound transport.
Our terrorism cover extension provides additional travel insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40-mile radius of your pre-booked accommodation.
Additional cancellation and curtailment cover if you are on a waiting list for treatment or investigation for a diagnosed condition.
Single trip travel insurance FAQ
What is single trip travel insurance?
Single trip travel insurance provides cover for a specific trip or holiday.
For your cover to be valid your policy must cover you for your entire trip, starting on the day you leave home and finishing on the day you arrive back home again.
- For single trips up to 94 days in duration
- Cover for any country in the world (so long as the Foreign, Commonwealth and Development Office is not advising against all or all but essential travel.
If you’re going on multiple trips in the next 365 days, it might be worth considering our annual travel insurance that covers the same as our single trip insurance.
What information do I need to get a single trip insurance quotation?
To get single trip travel insurance to cover your holiday you will need to tell us;
- The start and end dates of your holiday (the dates you leave home and return home again, remember this could be the day after you leave the resort if you have a night flight).
- all the countries you will be travelling to
- details of those to be insured on the policy, including their dates of birth.
- details of any pre-existing medical conditions for each traveller
Is there a limit on the length of my one trip you can cover?
The maximum duration of our single trip travel insurance is 94 days, which allows for a trip of up to 3 months.
What destinations does your single trip travel insurance cover?
Our single trip travel insurance can cover any country, or combination of countries in the world, so long as the Foreign, Commonwealth and Development Office are not advising against all or all but essential travel.
Can you provide cover to travel against Foreign, Commonwealth and Development Office advice?
No, our single trip travel insurance is designed to cover holidays and leisure trips, not high-risk destinations.
Who can be covered by single trip insurance?
Single trip travel insurance from Total Travel Protection can cover anyone going on a specific holiday or trip, with no upper age limit. Policies can include:
- Travellers with pre-existing medical conditions
- Older travellers with no upper age limit
- Families or groups, even if travelling companions are younger or older than you
Your policy can be tailored to cover everyone on the same trip, ensuring that all travellers are protected under one plan.
Does single trip travel insurance cover cancellation?
Yes, single trip insurance includes cancellation cover, usually up to £6,000 with Platinum Cover. This can reimburse you if you need to cancel your trip due to:
- Illness, injury, or death
- Pre-existing medical conditions that suddenly worsen (if declared)
- Other unforeseen circumstances affecting your ability to travel
Optional extras like waiting list cover or additional cancellation protection can also be added for more flexibility.
How much is single trip travel insurance?
The cost of single trip travel insurance depends on:
- The traveller’s age
- Pre-existing medical conditions
- Trip duration
- Destination(s)
- Level of cover selected
Because each policy is personalised, there is no fixed price. You can get an instant quotation online or speak to an expert for guidance.
Is one trip insurance more expensive than annual travel insurance?
Single trip insurance can be more expensive per trip compared to annual (multi-trip) cover if you travel frequently during the year. Annual travel insurance covers multiple trips within a 12-month period, which can be more cost-effective if you plan several holidays.
If you only travel once a year or take a short break, single trip insurance is ideal and gives tailored coverage for that specific journey.
When should I start my single trip insurance cover?
Single trip insurance should start on the day you leave home for your holiday and continue until you return home. You should purchase it:
- As soon as you have booked your trip to ensure you are covered for cancellation
- Before making any non-refundable payments
- Early enough to allow for medical screening if you have pre-existing conditions
Starting your policy in time guarantees protection from the moment you leave for your trip.
Do I need single trip travel insurance if I have a GHIC/EHIC card?
Yes. A GHIC (or EHIC) only covers state-provided medical treatment in certain countries. It does not cover:
- Emergency medical repatriation
- Private medical care abroad
- Cancellation or trip interruption
- Lost, stolen, or delayed baggage
- Pre-existing medical conditions
Single trip travel insurance from Total Travel Protection provides comprehensive protection, including 24-hour emergency assistance, mobility aids, prescription medication, and cover for pre-existing medical conditions.
This ensures that you are fully protected for all aspects of your trip, not just emergency treatment.