Mental health travel insurance

Mental health conditions? No Problem

Travel insurance with cover for pre-existing medical conditions, including all types of mental health conditions.

  • 24-hour emergency medical support
  • No upper age limits

Awards & Accreditations

Total Travel Protection is brought to you by Ancile Insurance Group Limited who have been specialising in travel insurance cover for medical conditions and older travellers since 2010.

Travel insurance for mental health

When you purchase travel insurance from Total Travel Protection it is important that you declare all pre-existing conditions that includes those affecting both physical and mental health.

If you do not declare any physical or mental health condition that you have; your travel insurance policy would be void. You must also keep Total Travel Protection updated with any new mental or physical conditions for which you see a medical professional.

What questions will I be asked about my mental health when I get a travel insurance quote?

Total Travel Protection will ask if you have ever had any stress, anxiety, depression, or psychiatric condition such as eating disorders, drug or alcohol abuse or mental illness for which you have been treated or diagnosed.

Depending on the type of mental health conditions you have, you will be asked some follow up medical screening questions which will be tailored to your specific mental health illness. You may be asked medical questions like whether you are under the care of a health professional and/or practical questions such as will you always be travelling with someone else.

Once declared and accepted, depending on the level of cover you choose, you will have cover in place for emergency medical expenses abroad during your insured trip arising from your existing medical conditions as well as illness or injury. Gold and Platinum policies offer additional cover benefits such as cancellation cover.

Travel insurance cover and benefits

  • Emergency medical & repatriation up to £10 million (Platinum Cover)
  • 24-hour emergency medical assistance
  • Cancellation cover up to £6,000 (Platinum Cover)
  • Cover for mobility aids and prescription medication
  • Baggage up to £3,000 (Platinum Cover)
  • Personal liability up to £2 million (Platinum Cover)
  • Legal expenses up to £25,000

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travel insurance cover and benefits - couple holding hands on the beach

Mental health insurance - Buy online

You can buy our travel insurance cover for mental health conditions online, 24 hours a day, 365 days a year on our website. Our full range of travel insurance products and medical screening is available online, so you can declare your mental health conditions and get a quote at a time that works for you.

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Mental health travel cover by phone

Our team of travel insurance experts are available by phone if you would like to talk to someone about your requirements for mental health conditions cover.

You can call us on 0330 053 3747

We are open during the following times: 
Monday to Friday 9am - 7pm. Saturday, Sunday and Bank Holidays 9am - 5.30pm.

Our mental health conditions travel insurance prices are the same whether you buy online or by phone, so you can choose whichever suits you best.

Travel insurance by phone - friendly call agent

Single-trip insurance

We cover single trips up to 94 days in duration to any destination in the world (providing the Foreign, Commonwealth and Development Office is not advising against non-essential travel).

For cover to be valid, your trip must start and finish in the UK, and cover must be in place before you leave home.

Single trip insurance

Cruise insurance - cruise ship by beautiful beach

Travel insurance for cruise holidays

When you get a quote for travel insurance with us, you will be asked ‘Are you going on a cruise?’. If you select yes, our optional cruise extension will be automatically included in your quote, providing these additional benefits:

• Cabin confinement cover

• Missed port departure protection

• Itinerary change compensation

• Unused excursions reimbursement

• Cruise interruption cover

You can remove the extension on the Additional Cover Options page, where you’ll also see the premium. Without it, standard cover still applies, and you will be covered to go on a cruise holiday, but you won’t receive these extra benefits.

Cruise insurance

Additional cover options

Additional cover including gadget, natural catastrophe and waiting list cover can be selected during the quote process.

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Natural catastrophe provides extra travel insurance cover for cancellation and unexpected additional expenses caused by catastrophic natural events such as hurricanes, fire, flood and volcanic eruptons. Read More

This optional cover extends your travel insurance to include cover for loss, theft and damage to your gadgets, such as phones, tablets and smartwatches whilst you are away on your holiday. Read More.

Our travel insurance policies provide cover for a number of sports and activities as standard, including trekking up to 2000 metres, sailing within 12 nautical miles of shore and glass bottomed boat trips. Additional cover for more adventurous activities can be added. Read More

Ideal for cruise, coach or rail holidays that start from an overseas location, our Missed Connection option extends your travel insurance to include cover for additional expenses if you miss a connecting flight, ferry, cruise ship, train, or motor vehicle as a result of a delay to your initial international outbound transport.

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Our terrorism cover extension provides additional travel insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40-mile radius of your pre-booked accommodation.

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Additional cancellation and curtailment cover if you are on a waiting list for treatment or investigation for a diagnosed condition.

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