Arrhythmia Travel Insurance
Arrhythmia? No Problem
Travel insurance with cover for pre-existing medical conditions, including all types of Arrhythmia.
- 24-hour emergency medical support
- No upper age limits
Awards & Accreditations
Total Travel Protection is brought to you by Ancile Insurance Group Limited who have been specialising in travel insurance cover for medical conditions and older travellers since 2010.
Travel Insurance to cover Arrhythmia
Travelling with a heart condition like arrhythmia or atrial fibrillation doesn’t have to be complicated. With the right travel insurance in place, you can explore the world confidently knowing that if you need medical help abroad, you’ll be properly protected.
To find out how much it will cost to get travel insurance cover for your arrhythmia, simply get a quote.
Travel insurance cover and benefits
- Emergency medical & repatriation up to £10 million (Platinum Cover)
- 24-hour emergency medical assistance
- Cancellation cover up to £6,000 (Platinum Cover)
- Cover for mobility aids and prescription medication
- Baggage up to £3,000 (Platinum Cover)
- Personal liability up to £2 million (Platinum Cover)
- Legal expenses up to £25,000
What is travel insurance for arrhythmia and atrial fibrillation?
Arrhythmia means your heart beats in an irregular rhythm, which might be too fast, too slow, or uneven. One of the most common types is atrial fibrillation (AFib), where the upper chambers of the heart (the atria) beat out of sync with the lower chambers. While these conditions can often be managed with medication and regular monitoring, they can increase the risk of complications such as blood clots or stroke. When travelling abroad, these risks make it especially important to have the right travel insurance. Medical care overseas can be expensive, and not all hospitals may be familiar with your treatment or medication. A specialist policy for arrhythmia or atrial fibrillation helps ensure you’re covered for emergencies, hospital stays, medication replacement, and even trip cancellation if your condition affects your plans.
Standard travel insurance policies do not automatically cover pre-existing conditions like arrhythmia or AFib. Total Travel Protection specialises in arranging travel insurance for people with medical conditions, offering tailored cover to help you travel with confidence.
Why you should declare arrhythmia on your travel insurance
Arrhythmia and atrial fibrillation are classed as pre-existing medical conditions, which means they must be declared when you buy travel insurance. Declaring your condition ensures your policy covers you fully if anything related to it happens while you’re away. If you don’t declare it, you could risk having a claim refused or your policy invalidated. It’s important to know that declaring a heart condition doesn’t usually mean you’ll be refused cover. It simply allows the insurer to understand your situation and provide a policy that matches your medical needs.
During medical screening, you might be asked about your medications, such as blood thinners or beta blockers, how often you experience symptoms, whether you’ve had any recent hospital visits, or if your condition is well controlled. Providing accurate information helps ensure your cover is tailored to you.
Arrhythmia travel insurance - Buy online
You can buy our travel insurance cover for arrhythmia online, 24 hours a day, 365 days a year on our website. Our full range of travel insurance products and medical screening are available online, so you declare your arrhythmia and get a quote at a time that works for you.
Arrhythmia travel insurance cover by phone
If you prefer to speak with someone directly, Total Travel Protection can arrange travel insurance for arrhythmia or atrial fibrillation easily over the phone.
Many people find it more reassuring to talk through their medical details.
Our team handles each enquiry with sensitivity and confidentiality, making the process simple and stress-free.
This option is ideal if you find online forms confusing or want the confidence of speaking to someone who can help guide you through your cover options.
You can call us on 0330 053 3747
We are open during the following times:
Monday to Friday 9am - 7pm. Saturday, Sunday and Bank Holidays 9am - 5.30pm.
Single-trip insurance
Our single-trip travel insurance is, as the name suggests, created to cover you, including your cancer diagnosis, for one exact trip, starting and ending in the UK..
We can cover holidays up to 94 days in duration to any destination in the world (providing the Foreign, Commonwealth and Development Office is not advising against non-essential travel).
Travel insurance for cruise holidays
When you get a quote for travel insurance with us you will be asked ‘Are you going on a cruise?’. If you select yes, our optional cruise extension will be automatically included in your quote, providing these additional benefits:
• Cabin confinement cover
• Missed port departure protection
• Itinerary change compensation
• Unused excursions reimbursement
• Cruise interruption cover
You can remove the extension on the Additional Cover Options page, where you’ll also see the premium. Without it, standard cover still applies and you will be covered to go on a cruise holiday, but you won’t receive these extra benefits.
Additional cover options
Additional cover including gadget, natural catastrophe and waiting list cover can be selected during the quote process.
Natural catastrophe provides extra travel insurance cover for cancellation and unexpected additional expenses caused by catastrophic natural events such as hurricanes, fire, flood and volcanic eruptons. Read More
This optional cover extends your travel insurance to include cover for loss, theft and damage to your gadgets, such as phones, tablets and smartwatches whilst you are away on your holiday. Read More.
Our travel insurance policies provide cover for a number of sports and activities as standard, including trekking up to 2000 metres, sailing within 12 nautical miles of shore and glass bottomed boat trips. Additional cover for more adventurous activities can be added. Read More
Ideal for cruise, coach or rail holidays that start from an overseas location, our Missed Connection option extends your travel insurance to include cover for additional expenses if you miss a connecting flight, ferry, cruise ship, train, or motor vehicle as a result of a delay to your initial international outbound transport.
Our terrorism cover extension provides additional travel insurance cover to enable you to cancel or cut short your trip if a terrorist act occurs within a 40-mile radius of your pre-booked accommodation.
Additional cancellation and curtailment cover if you are on a waiting list for treatment or investigation for a diagnosed condition.
Arrhythmia travel insurance FAQs
Does an irregular heartbeat affect travel insurance?
Yes, an irregular heartbeat such as arrhythmia or AFib can affect your travel insurance because it’s considered a pre-existing medical condition. You’ll need to declare it so your insurer can assess your needs and make sure you’re fully covered for medical treatment abroad.
Can you travel with a heart arrhythmia?
In most cases, yes. Many people with arrhythmia or atrial fibrillation travel regularly. As long as your condition is stable and you have the right travel insurance in place, you can travel safely. Always check with your doctor before flying, especially if your medication has changed or you’ve recently been in hospital.
Is AFib considered a heart condition for travel insurance?
Yes, atrial fibrillation is a type of heart condition. This means it must be declared when applying for travel insurance so that any related treatment or complications abroad are included in your policy.
Can I go on holiday with atrial fibrillation?
Yes, you can go on holiday with atrial fibrillation as long as your condition is well managed and your doctor is happy for you to travel. Make sure you pack enough medication for your trip and keep it in your hand luggage. Having specialist travel insurance gives you peace of mind that you’re covered if you need medical care while away.
What will stop me from getting travel insurance if I have atrial fibrillation?
In most cases, having atrial fibrillation won’t stop you from getting travel insurance, but certain factors may affect the type of cover available. These can include recent hospital admissions, severe shortness of breath, or complications like heart failure.
Total Travel Protection can help you find a policy that fits your situation, even if your condition is more complex.