A trip to Barbados isn’t cheap. Flights, accommodation, and excursions can easily stack up, and with that kind of investment, protecting it just makes sense. Travel insurance for Barbados can help with costs if your plans are disrupted, such as if you need to cancel due to illness or redundancy.

Here are a few key areas where cover can really matter:

Cancellation cover
Barbados trips are often booked months in advance, sometimes with non-refundable deposits or packages. If something prevents you from travelling, cancellation cover can help recover your costs.

Medical cover

Travel insurance policies with us include emergency medical treatment (up to the limits stated in the policy) and repatriation to the UK if needed. Emergency care can be costly, so medical cover is not something to skimp on.

Sports and activities
Barbados aren’t just for sunbathing. Many visitors take part in water sports like paddleboarding, catamaran cruises, or snorkelling with turtles. If you're planning anything active, check your policy to see what’s included. Some sports may be covered as standard; others might require our sports and activities add-on.

Lost or delayed baggage
Flights come with a risk of bags going missing or arriving late. Having baggage cover included in your travel insurance policy for Barbados can help you replace essential items or claim back the value of lost belongings.

Natural disasters
The Caribbean can experience tropical storms and natural disasters. Consider adding natural disaster optional extra to your policy if you are not travelling as part of a package.

Don’t forget gadget cover

If you're bringing expensive phones, cameras, or tablets, our optional extra gadget cover can allow you to add protection for electronics.

Going on a cruise?

If you are travelling to Barbados as part of a cruise, check out our cruise insurance.